Many earthquakes occurred in the last few states recently. where the quake occurred in a few minutes to destroy buildings existing buildings, hundreds of people became victims, either of which can be found the victim or victims that can not be found his body buried in the ground for a new way has just happened in Padang Pariaman Indonesia,

Awareness of earthquake insurance current increases. Community began to understand the risk of living in earthquake prone areas scattered in various countries such as Indonesia.

talk about earthquake insurance, just like talking about being a trend, especially in Indonesia. Successive disasters that hit Indonesia becoming the trigger. Starting from the earthquake in Nabire, the earthquake and tsunami in Aceh, Nias and the last earthquake in Yogyakarta. Almost all large-scale tectonic earthquake that caused massive damage.

Earthquake insurance is not new because it is an extension of the risk of fire insurance. The existence of this earthquake insurance can not stand alone, but is following fire insurance.

If fire insurance is not guaranteed, it can not claim the earthquake insurance, earthquake insurance expansion form of the earth-cover is any damage or losses caused by earthquakes, both tectonic and volcanic. Fire or other losses as a result of the explosion was also the tsunami earthquake, volcanic eruptions, including the risk it took.

Increasing Earthquake Insurance
Currently, fire insurance extended to the new earthquake insurance about 30%. However, with current conditions, expected to rise by 60-70 percent, especially for the insured, who lives in the path of the quake.

In Indonesia, the earthquake zone is divided into 3, namely zone 1, zone 2 and zone 3. Obviously the higher the zone reflects the high earthquake risk. For example, in Sumatra, Java, and Papua. While Borneo in zone 1, due to low earthquake risk.

Earthquake insurance policy is determined based on the risk zone and is determined based on the number of floors. The higher the value of building the more expensive insurance policies.

The high public interest would be earthquake insurance, should be addressed by the insurance company immediately, starting from the information events, the escalation of damage, to how to overcome. All were in support of claims payments faster.

To determine objectively the amount loss, required an independent loss adjuster, in this case required that a loss adjuster and the independent expert, to assess the damage in field conditions. Even if taking experts from within the country, have already been approve by the lead underwrite the international insurance companies, with the rhythm of work like this, recovery of the insured losses would have been handled quickly.